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CONSUMER CREDIT PROTECTION ACT (CCPA) § 104.  Exempted transactions This title does not apply to the following:   (1)  Credit transactions involving extensions of credit primarily for business, commercial, or agricultural purposes, or to government or governmental agencies or instrumentalities, or to organizations.   (2)  Transactions in securities or commodities accounts by a broker-dealer registered with the Securities and Exchange Commission.   (3)  Credit transactions, other than those in which a security interest is or will be acquired in real property, or in personal property used or expected to be used as the principal dwelling of the consumer, in which the total amount financed exceeds $25,000.   (4)  Transactions under public utility tariffs, if the Board determines that a State regulatory body regulates the charges for the public utility services involved, the charges for delayed payment, and any discount allowed for early payment.   (5)  Transactions for which the Board, by rule, determines that coverage under this title is not necessary to carry out the purposes of this title.   (6)  [Repealed]   (7)  Loans made, insured, or guaranteed pursuant to a program authorized by title IV of the Higher Education Act of 1965 (20 U.S.C. 1070 et seq.). <<  Previous    Next >> Credit Kit -- Improve credit rating and reduce monthly bills by $200+ Debt Kit -- Settle unsecured debts for less than half of amount owed

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Credit  > Consumer Credit Protection Act  >  Chapter 1, Section 104

Credit  > Consumer Credit Protection Act  >  Chapter 1, Section 104

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CONSUMER CREDIT PROTECTION ACT (CCPA) § 104.  Exempted transactions This title does not apply to the following:   (1)  Credit transactions involving extensions of credit primarily for business, commercial, or agricultural purposes, or to government or governmental agencies or instrumentalities, or to organizations.   (2)  Transactions in securities or commodities accounts by a broker-dealer registered with the Securities and Exchange Commission.   (3)  Credit transactions, other than those in which a security interest is or will be acquired in real property, or in personal property used or expected to be used as the principal dwelling of the consumer, in which the total amount financed exceeds $25,000.   (4)  Transactions under public utility tariffs, if the Board determines that a State regulatory body regulates the charges for the public utility services involved, the charges for delayed payment, and any discount allowed for early payment.   (5)  Transactions for which the Board, by rule, determines that coverage under this title is not necessary to carry out the purposes of this title.   (6)  [Repealed]   (7)  Loans made, insured, or guaranteed pursuant to a program authorized by title IV of the Higher Education Act of 1965 (20 U.S.C. 1070 et seq.). <<  Previous    Next >> Credit Kit -- Improve credit rating and reduce monthly bills by $200+ Debt Kit -- Settle unsecured debts for less than half of amount owed

How To Pick the Best Credit Card How to Get a Credit Card How to Pick a Low Interest Rate Card How to Pick an Airline or Travel Card How to Pick a Secured Card How to Pick a Reward or Cashback Card How Credit Cards Affect Your Credit Score

Types of Credit Cards Types of Credit Card Accounts Credit Card Terms and Fees How Credit Card Interest Rates are Determined The Cost of Carrying a Credit Card Balance Paying Off Credit Card Debt Credit Cards and the Prime Lending Rate What is Credit Card Blocking?

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