ARTICLE 14. COLORADO FAIR DEBT COLLECTION PRACTICES ACT
12-14-101. Short title. This article shall be known and may be cited as the "Colorado Fair Debt Collection Practices Act".
12-14-102. Scope of article.
(1) This article shall apply to any collection agency, solicitor, or debt collector that has a place of business located:
(a) Within this state;
(b) Outside this state and collects or attempts to collect from consumers who reside within this state for a creditor with a place of business located within this state;
(c) Outside this state and regularly collects or attempts to collect from consumers who reside within this state for a creditor with a place of business located outside this state; or
(d) Outside this state and solicits or attempts to solicit debts for collection from a creditor with a place of business located within this state.
12-14-103. Definitions.
As used in this article, unless the context otherwise requires:
(1) "Administrator" means the administrator of the "Uniform Consumer Credit Code", articles 1 to 9 of title 5, C.R.S., whose office is created in the department of law in section 5-6-103, C.R.S.
(1.5) "Board" means the collection agency board created in section 12-14-116.
(2) (a) "Collection agency" means any:
(I) Person who engages in a business the principal purpose of which is the collection of debts; or
(II) Person who:
(A) Regularly collects or attempts to collect, directly or indirectly, debts owed or due or asserted to be owed or due another;
(B) Takes assignment of debts for collection purposes;
(C) Directly or indirectly solicits for collection debts owed or due or asserted to be owed or due another;
(D) Collects debt for the department of personnel, but only for the purposes specified in paragraph (d) of this subsection (2);
(b) "Collection agency" does not include:
(I) Any officer or employee of a creditor while, in the name of the creditor, collecting debts for such creditor;
