BCSalliance.com Ways to Reduce Variable Expenses |
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Expense |
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TOTALS |
Monthly Savings |
Annual Savings |
Budgeted Monthly Cost |
Current Monthly Cost |
Vacations |
Childcare |
Health care |
Subscriptions (magazine, newspaper) |
Gifts and Allowances (yourself, children); contributions |
Maintenance (home and auto) |
Food and groceries |
Entertainment (movies, books, parties) and Recreation (golf, health memberships) |
Transportation |
Alcohol and tobacco products |
Personal care (manicures, haircuts) |
Utilities |
Restaurant meals |
Clothing and apparel; dry cleaning |
