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Debt Kit -- Settle unsecured debts for less than half of amount owed
Credit Kit -- Improve your credit rating and reduce monthly payments by $200+

Although the credit card industry earns more than one trillion each year, they aren't satisfied with that, and have adopted dubious tactics to further fatten their wallets.  Credit card companies like MBNA earn significantly more than Walmart each year thanks to their outrageous interest rates and bogus fees.  In fact, late and over-the-limit fees now account for more than half of their revenues, so they like to encourage or trick customers into paying some sort of penalty fee.  There are also the credit insurance programs, universal default policies, dishonest marketing campaigns, high interest rates, and other  tricks that you need to know about if you're going to use credit cards.  More >>
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Although the credit card industry earns more than one trillion each year, they aren't satisfied with that, and have adopted dubious tactics to further fatten their wallets.  Credit card companies like MBNA earn significantly more than Walmart each year thanks to their outrageous interest rates and bogus fees.  In fact, late and over-the-limit fees now account for more than half of their revenues, so they like to encourage or trick customers into paying some sort of penalty fee.  There are also the credit insurance programs, universal default policies, dishonest marketing campaigns, high interest rates, and other  tricks that you need to know about if you're going to use credit cards.  More >>
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Debt Kit -- Settle unsecured debts for less than half of amount owed
Credit Kit -- Improve your credit rating and reduce monthly payments by $200+

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