Debt Kit -- Settle unsecured debts for less than half of amount owed Credit Kit -- Improve your credit rating and reduce monthly payments by $200+ |
Credit > Credit Cards > Report Your Credit Card Company to Regulatory Agencies |
Credit card companies wouldn't be able to operate like they do if you fought back. They rely heavily on the fact that consumers are too busy or just don't care enough to do anything about the present situation. Fight back by reporting your credit card issuer to the proper authorities (see below.) If your elected officials receive enough complaints, legislation will be enacted to regulate credit card companies. You can also contact your credit card issuer directly and ask them to remove the late fees. |
Report the credit card issuer to the Comptroller of the Currency. Phone number is 202-874-4700. Report the company to your state's attorney general's office. You can find links to your state's AG website at naag.org. Your state might allow you to file a complaint online. This is probably the most effective complaint to make as it is the attorney general's who have filed most of the lawsuits against credit card companies. For example, it was the California AG who sued Providian and forced them to pay the largest judgment against a credit card company ever. Report the company to the Better Business Bureau. Submit your case for dispute resolution online at www.bbb.org. Report the company to your elected representatives. You can find their email / mailing addresses at www.house.gov and www.senate.gov. Note that the banking industry (which is comprised mostly of credit card companies) has a lot of power in Washington, D.C. in the form of lobbyists and contributions to election campaigns. Despite this fact, your elected officials are more afraid of you because you can vote them out of office. If you think contacting them is a waste of time you're wrong. Someone will read your correspondence -- if enough complaints are received something will be done about it. Learn more. Report the company to banking regulators. Their mailing address is Division of Credit Practices, Bureau of Consumer Protection, Federal Trade Commission, Washington, D.C. 20580 or file a complaint online at www.ftc.gov. More information about regulatory agencies can be found by clicking here. |
File a Complaint Against Your Credit Card Company |
Report the credit card issuer to the Comptroller of the Currency. Phone number is 202-874-4700. Report the company to your state's attorney general's office. You can find links to your state's AG website at naag.org. Your state might allow you to file a complaint online. This is probably the most effective complaint to make as it is the attorney general's who have filed most of the lawsuits against credit card companies. For example, it was the California AG who sued Providian and forced them to pay the largest judgment against a credit card company ever. Report the company to the Better Business Bureau. Submit your case for dispute resolution online at www.bbb.org. Report the company to your elected representatives. You can find their email / mailing addresses at www.house.gov and www.senate.gov. Note that the banking industry (which is comprised mostly of credit card companies) has a lot of power in Washington, D.C. in the form of lobbyists and contributions to election campaigns. Despite this fact, your elected officials are more afraid of you because you can vote them out of office. If you think contacting them is a waste of time you're wrong. Someone will read your correspondence -- if enough complaints are received something will be done about it. Learn more. Report the company to banking regulators. Their mailing address is Division of Credit Practices, Bureau of Consumer Protection, Federal Trade Commission, Washington, D.C. 20580 or file a complaint online at www.ftc.gov. More information about regulatory agencies can be found by clicking here. |
Credit card companies wouldn't be able to operate like they do if you fought back. They rely heavily on the fact that consumers are too busy or just don't care enough to do anything about the present situation. Fight back by reporting your credit card issuer to the proper authorities (see below.) If your elected officials receive enough complaints, legislation will be enacted to regulate credit card companies. You can also contact your credit card issuer directly and ask them to remove the late fees. |
Credit > Credit Cards > Report Your Credit Card Company to Regulatory Agencies |
Debt Kit -- Settle unsecured debts for less than half of amount owed Credit Kit -- Improve your credit rating and reduce monthly payments by $200+ |
