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Debt Kit -- Settle unsecured debts for less than half of amount owed Credit Kit -- Improve credit score and reduce monthly bills by $200+ |
Recording Phone Conversations with Debt Collectors If you believe a debt collector has violated the Fair Debt Collection Practices Act, in his dealings with you, you might want to gather evidence of these illegal and abusive tactics by recording telephone conversations with the debt collector in order to gather evidence for a lawsuit or to turn the matter over to your State Attorney General's office. Some states have passed laws making it illegal to secretly record a phone conversation without both parties' permission. Twelve states have made it illegal to record a telephone conversation without all parties' consent: California, Connecticut, Delaware, Florida, Massachusetts, Maryland, Michigan, Montana, Nevada, New Hampshire, Pennsylvania, and Washington. It is legal to record a conversation in the other 38 states as long as one party to the conversation (you) gives consent. If you live in one of the 12 states above where you need both parties' consent, you must ask the debt collector beforehand if you have his permission to record the conversation, and get this on tape. (If he is dumb enough to violate the FDCPA, perhaps he is dumb enough to give his permission.) How do you record the conversations? If your phone doesn't have a recording device, you can purchase one at an electronics store such as Radio Shack. Our downloadable debt kit will help you effectively deal with debt collectors and settle the delinquent account for significantly less than you owe. See also: |
Debt Kit -- Settle unsecured debts for less than half of amount owed Credit Kit -- Improve credit score and reduce monthly bills by $200+ |
Debt > Recording Debt Collectors |
Debt Collection |
