Who Shouldn't File Bankruptcy?
Any of the situations below might bar you from filing Chapter 7 bankruptcy. Chapter 13 bankruptcy might be your only alternative if you cannot file Chapter 7 Bankruptcy.
In any event, if any of the below conditions are applicable to you; you should definitely consult a bankruptcy attorney before proceeding, and not do it yourself or use a do-it-yourself bankruptcy kit:
1. If you filed bankruptcy within the last six years or filed a petition for bankruptcy within the last 180 days and it was dismissed;
3. If you lied on a loan application or ran up a considerable amount of debt in the last several months;
4. If you ran up debt in the last several months when it was obvious that you did not have the means to repay it;
5. If someone else co-signed for (guaranteed) a debt (the creditor will go after the co-signor);
6. You are the partner in a business or operate a corporation;