Connecticut Laws on Wage Garnishments, Statute of Limitations on Debt, and Bankruptcy Property Exemptions
WAGE GARNISHMENT EXEMPTION:  25% of disposable earnings or 40 times the federal minimum hourly wage, whichever is less.

MAXIMUM INTEREST RATE:  Legal: 8%  Judgment: 10%


Open Account (credit card):  6 years
Written Contract: 6 years (3 years if oral)
Domestic Judgment:  20 or 25 years
Small Claims Judgment:  10 or 15 years
Foreign Judgment:  20 years


You can claim either the state exemptions below or the federal exemptions.  The State of Connecticut exempts the property below from seizure by creditors when filing bankruptcy

Real Estate:  Real property or mobile home up to $75,000 [52-352b(t)]
Personal property:  Utility and security deposits for residence, unlimited amount [52-352b(l)]; appliances, food, clothing, bedding and furniture (amounts needed) [52-352b(a)]; tools, books, instruments and farm animals, amounts needed, [52-352b(b); motor vehicle to $1,500 [52-352b(j)]; wedding and engagement rings; clothing, food and bedding; burial plot, unlimited amount [52-352b(c)]; arms, equipment, uniforms or musical instruments required for military use, unlimited amount [52-352b(i)]; health aids, unlimited amount [52-352b(f)]; wedding and engagement rings, unlimited amount [52-352b(k)]; proceeds for damaged exempt property up to exemption amount [52-352b(q)]
Debt Statutes  > Connecticut
Insurance / Annuities:  Health or disability benefits, unlimited amount [52-352b(e)]; unmatured life insurance policy loan value up to $4,000 [52-352b(s)]; life insurance proceeds, unlimited amount [38a-453]; life insurance proceeds if policy prohibits proceeds from being used to pay creditors, unlimited amount, [38a-454]; fraternal society benefits, unlimited amount [38a-637]; disability benefits paid by association, unlimited amount [52-352b(p)]
Pensions / Retirement Plans:  Teachers, unlimited amount [10-183q]; state employees, unlimited amount [95-171 and 5-192w]; municipal employees, unlimited amount [7-446]; probate judges and employees, unlimited amount [45a-48]; retirement benefits, amounts being received [52-352b(m)]
Public Benefits:  Social Security, unlimited amount [52-352b(g); workers compensation, unlimited amount [52-352b(g)]; crime victims compensation, unlimited amount [52-352b(o) and 54-213]; aid to aged, blind, disabled and families with dependent children, unlimited amount [52-352b(d)]; veterans benefits, unlimited amount [52-352b(g)]; unemployment compensation, unlimited amount [31-272(c) and 52-352b(g)]; wages from earnings incentive program, unlimited amount [52-352b(d)]
Wages:  75% of earned but unpaid wages [52-361a(f)(1)]
Miscellaneous:  Any property up to $1,000 [52-352b(r)]; Alimony up to amount of wage exemption [52-352b(n)]; child support, unlimited amount [52-352b(h)]; farm partnership animals, feed and property necessary to a farming operation where at least 50% of partners are members of same family [52-352d]