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Sample Letter 8d to Debt Collector:  
Unlawful contact by postcard

Certified Mail No. ______________
Return Receipt Requested


Name of Owner (or Manager)
Debt Collection Agency
City, State, Zip Code

Re:  Account of [your name]; Account Number ______________

Dear [Name of Owner or Manager]:

The purpose of this letter is to make a formal complaint against your agency for debt collection activities in violation of the Fair Debt Collection Practices Act.  Specifically, last week I received a postcard that revealed both the amount of the debt that I owed and its delinquent status.

The Fair Debt Collection Practices Act states specifically that communicating with a consumer regarding a debt by post card is not allowed. 

If this behavior continues, I will report your firm to the FTC, and my state's Attorney General's Office,  and explore all legal remedies available to me under the FDCPA.


Your name
Your address

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