Sample Credit Repair Letters

Sample Letter 21:  To Credit Bureau, Request Supplemental Information Be Added to Report


Name of Credit Bureau
City, ST  Zip

Re:  Credit report of ________________
Address:  _________________________
Telephone:  ____________________
SSN:  ___________________

Dear Sir or Madam:

My current credit report is not an accurate representation of my overall payment history.  Therefore, I am requesting that my credit history with the following subscribers be reported to my credit report:

Name of subscriber              Account Name and Number

Subscriber 1        Your Name, Account #000000000000
Subscriber 2        Your Name, Account #000000000000

I understand that there is a small fee for providing this service, which I agree to pay.  Please advise me of this fee, and send a copy of my credit report once the above information has been included.  Thank you for your attention to this matter.


Your Name

Sample Letter 22:  To Creditor, Request Creditor Report Payment History


Name of Creditor
City, ST   Zip

In Re: Account of ____________________;   Account No.:  00000000000000

Dear Sir or Madam:

I recently requested copies of my TransUnion and Experian credit reports and discovered that my account history with your company has not been reported to either credit bureau, despite the fact that you subscribe to both.

Not reporting my account history is damaging to my credit rating and could adversely affect my ability to obtain employment, insurance, and credit in the future.   As a valued customer, I am hoping you will comply with my request that you report my account history to these credit bureaus as soon as possible.  

Thank you very much for your cooperation.


Your name

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