Sample Letter 10
File a Complaint with the FTC Against a Debt Collector
Note: You can file online complaints against debt collection agencies at FTC.gov, at ConsumerFinance.gov and with your state's Attorney General's office.
Federal Trade Commission
Bureau of Consumer Protection
Washington, DC 20580
Re: Complaint against a Debt Collector for Abusive Practices
Dear Sir or Madam:
This letter serves as my formal complaint against the abusive debt collection practices of [name of debt collection company and its complete mailing address].
Three months ago, [Name of collection company] began the following abusive practices in violation of the Fair Debt Collection Practices Act:
(1) Contacting me at my place of employment despite receiving written notice from me that I am not allowed to accept such calls at work. (I have attached a copy of the letter I sent them asking them to stop contacting me at work);
(2) Contacting my elderly mother late at night and telling her I would be arrested the next day if she did not go immediately to Western Union and wire them $1260;
(3) Using foul and insulting language, such as repeatedly calling me a "no good f---ing bastard" over the phone;
(4) Sending me documents claiming that I owe $1260.00 when I actually owe $434.00.
I understand that you can't represent me in resolving this matter; however, I would like to report their activity so that you can take action against them if you receive numerous complaints.
THIS IS THE END OF THE DEBT NEGOTIATION SECTION.