Sample Letter 8a:
Requesting Debt Collector Cease all contact with debtor
Certified Mail No. ________________
Return Receipt Requested
Name of Debt Collector
City, State, Zip Code
Re: Account of [your name]; Account Number ______________
Dear [Name of Collector]:
I am writing this letter to request that you cease all contact with me regarding the above referenced account. I understand that the Fair Debt Collection Practices Act, 15 USCA 1692c(c), requires you to comply with my no contact request since I am notifying you in writing. I am requesting that you stop phoning and writing me and only contact me by mail in the future if you intend to take legal action or my account status has changed, as you are allowed to do under the FDCPA.
As I have told you on numerous occasions, I am unable to pay this debt at the present time due to the fact that I (am unemployed, have become permanently disabled, are ill, etc.). I see no reason to continue debating the debt with you over the phone when I can't pay it.