Sample Letter 8b to Debt Collector:
Should Contact Attorney Rather than Debtor
Certified Mail No. _______________
Return Receipt Requested
Name of Owner (or Manager)
Debt Collection Agency
City, State, Zip Code
Re: Account of [your name]; Account Number ______________
Dear [Name of Owner or Manager]:
The letter serves as official notice that your efforts to collect the above-referenced debt are in violation of the Fair Debt Collection Practices Act. On [date] I notified you that I am being represented by an attorney, [name of attorney], in this matter and requested that you stop all contact with me and send all correspondence to her. However, on [date] I received a telephone call at work from one of your collectors harassing me about this debt.
The Fair Debt Collection Practices Act § 804 [15 USC 1692b] states specifically that: ". . . after the debt collector knows the consumer is represented by an attorney with regard to the subject debt and has knowledge of, or can readily ascertain, such attorney's name and address, not communicate with any person other than that attorney, unless the attorney fails to respond within a reasonable period of time to the communication from the debt collector."
Once again, please send all correspondence to my attorney. If you continue to contact me, I will report your firm to the FTC, my state's Attorney General's Office, and explore all legal remedies available to me under the FDCPA.