Debt  >  Debt Settlements  > Sample Letters  >  Letter 9a
Sample Letter 9a to Debt Collector:  
Don't Owe Debt (Follow-up to Letter 9)

Certified Mail No. _______________
Return Receipt Requested


Date


Name of Debt Collector
Address
City, State, Zip Code

Re:  Account of [your name]; Account Number ______________

Dear [Name of Collector]:

I am writing this letter in response to your most recent (letter or telephone call) on (date). 

On (insert the date that Letter 9 was sent) I notified you in writing that I dispute the validity of this debt and asked that you comply with Section 809 of the Fair Debt Collection Practices Act by providing me with the following information:

(1)  The name of the original creditor;
(2)  What goods or services were purchased with the money you claim that I owe;
(3)  All documentation proving that I owe this debt; and
(4)  A copy of your license to practice debt collection in my state.

I also requested that you send a copy of my letter to the original creditor notifying them that I dispute this debt so that they cannot report it as delinquent on my credit report.  I also requested that you ask all credit bureaus to which you subscribe to insert a notation on my credit file that I dispute this debt.  I also requested that all future contact with me be by mail. (I have enclosed a copy of my first letter.)

As of today, you have failed to comply with my requests within the time period set forth in the Fair Debt Collection Practices Act, which is 30 days.  I am requesting that you cease all contact with me until you have provided me with the information I request.  If you continue to violate the Fair Debt Collection Practices Act, I will take advantage of all legal remedies available to me.

Sincerely,



Your name
Address

Enclosure

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Credit, Debt, Loans, Saving Money, Identity Theft, Scams, Mortgages, Auto Loans, payday Loans, Budgeting, Getting out of Debt, Handling Debt Collectors