Sample Credit Repair Letters

Sample Letter 15:  To Creditor, Request Creditor Officially Close Account


Name of Creditor
City, ST   Zip

Re: Account of [name account under]; Account No# __________________

Dear Sir or Madam:

I recently ordered a copy of my credit report and noticed that an old, abandoned account I have with your company has not been officially closed.  This account has been paid in full and I have no plans to use it in the future.  Therefore,  I am writing this letter to request that your company officially close this account and report this fact to all of the credit bureaus to which you subscribe, so that a notation will appear on my credit report stating that this account has been "closed by accountholder".

Thank you very much for your attention to this matter.


Your name
Telephone number

Sample Letter 16:  To Credit Bureau, Request Unauthorized Inquiries Be Deleted


Name of Credit Bureau
City, ST  Zip

Re: Credit report of ___________________
Address:  ___________________________________
Former Address: ______________________________
SSN:  000-00-0000

Dear Sir or Madam:

I am writing to request that the credit inquiries listed below be deleted from my credit report due to the fact that they were unauthorized by me:

[Name / I.D. # of Subscriber]     [Date of Inquiry]
[Name / I.D. # of Subsriber ]      [Date of Inquiry]

I have attached a copy of the relevant portion of my credit report with these inquiries highlighted.  Please send me an updated copy of my credit report after the above inquiries have been deleted.  Thank you for your attention to this matter.


Your Name


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