Sample Credit Repair Letters

Letter 1:  To Credit Bureau, Request Free Copy of Credit Report (Denied Credit)


Date


Credit Reporting Agency (Experian, TransUnion or Equifax)
Address
City, ST  ZIP Code

Re: Credit report of John M. Doe, III
Address:  111 E. Main Street, Anytown, NY 00000
Former Address: 555 E. Oak Avenue, Anytown, NY 00000
SSN:  000-00-0000
DOB:  00/00/00

Dear Sir or Madam:

I am requesting that you send me a free copy of my credit report.  I was recently denied credit by the Acme Credit Card Company based on information contained in my credit report with your agency.  I have attached a copy of the letter from Acme denying me credit.  Thank you.

Sincerely,

John Doe   [You must sign the letter]

John M. Doe, III



Sample Letter 2:  To Credit bureau, Request Free Copy of Credit Report (Unemployment)


Date


Name of Credit Reporting Agency (Equifax, Experian, TransUnion)
Address
City, ST   Zip

Re: Credit report of John M. Doe, III
Address:  111 E. Main Street, Anytown, NY 00000
Former Address: 555 E. Oak Avenue, Anytown, NY 00000
SSN:  000-00-0000
DOB:  00/00/00

Dear Sir or Madam:

Please send me a copy of my credit report.   I am currently unemployed and am looking for work.  I understand that under the F.C.R.A., I am entitled to a free copy of my credit report because I am currently unemployed and am searching for employment.   Attached is a copy of my recent application for unemployment benefits as proof of my eligibility to receive a free copy of my credit report.  Thank you.

Sincerely,

John Doe   [You must sign the letter]

John M. Doe, III

More Sample Credit Repair Letters


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